Kudo Pay allows you to renovate your property with nothing to pay until it’s sold. One of our most popular payment options, Kudo Pay makes it achievable for owners to realise their property’s potential and achieve a higher sale price – even if they don’t have the money to fund a renovation.

With Kudo Pay, we’ll cover the cost of your renovation – no deposit or upfront payment required. Whether your property needs a basic refresh or a serious facelift, we’ll manage your renovation project to ensure you get the most from your budget.

The Kudo Pay application process is fast and simple, with approval within 24 hours and no hidden costs or catches.

Who is Kudo Pay for? Kudo Pay could be right for you if:

• You’re over 18
• You’re listed on the property’s title
• You need finance fast
• You’ll sell the property once the renovation is complete
• There’s no existing caveat over the property
• The mortgage amount owing is no more than 80% of the property’s value

Progressive Pay allows you to pay for the cost of your renovation with an initial deposit followed by a series of progress-based payments made at agreed stages of your renovation project.   

With Progressive Pay, you’ll sign off on a works and payment schedule that shows what’s due, when. For example, your payment schedule will likely look like:

5% deposit – due before works begin 

40% – due after painting is complete

40% – due after flooring is complete

15% – due once the project is complete

Progressive Pay is a great option if you can fund your renovation project yourself. It costs a little less than Kudo Pay, but means your funds are tied up until you sell.

Who is Progressive Pay for?

Progressive Pay could be right for you if:

• You’re over 18
• You’re listed on the property’s title
• You don’t need finance
• You prefer to pay for your renovation in stages

Humm Pay allows you to finance your renovation project up to $15,000 and make monthly repayments. With a simple online application process and approval within 10 minutes, Humm Pay lets your start your renovation project fast.   

Humm Pay is a flexible payment option for minor renovations where you’re looking to get started quickly. You’ll enjoy an interest-free period; monthly account keeping fees and late repayment fees apply.

Who is Humm Pay for?

Humm Pay could be right for you if:

• You’re over 18
• You’re listed on the property’s title
• You want to borrow $15,000 or less
• You need fast and flexible finance
• You prefer to make weekly, fortnightly or monthly repayments