PAY LATER BREAKDOWN
Pay Later is every property owner’s dream come true. No longer do you have to put off renovating because of upfront costs or limited cash flow. Imagine finally replacing that leaking, mouldy bathroom you’ve been tolerating for years, or upgrading to the dream kitchen you’ve always wanted – without waiting or compromising.
With Pay Later, you can move forward with confidence. Your home gets the transformation it deserves today, while you enjoy the flexibility of deferring payments. It’s a smarter, more accessible way to renovate – turning “someday” into “right now,” and giving you the freedom to invest in your home without the stress of immediate costs.
What is Pay Later for Sellers?
Getting your home ready for sale is the fastest way to increase its value – but not everyone has the cash upfront to fund those improvements. That’s where having a Pay Later option (aka Renovate Now & Pay on Settlement) changes everything.
At Kudo Homes, we specialise in pre-sale renovations that impress buyers and agents alike. From modern kitchens to refreshed bathrooms and updated living spaces, your home gets the WOW factor it needs to stand out in the market. The result? More buyer interest, faster sales, and stronger returns.
With Pay Later, there’s no need to compromise on profit just because of cash flow. You can renovate now with Kudo Homes and pay on settlement – meaning no upfront costs, no delays, and no missed opportunities to maximise your sale price.
It’s the smarter, proven way to prepare your property for market. Pay Later helps you unlock your home’s true potential, ensuring you walk away with the best possible result when it counts.
What is Pay Later for Those Not Selling?
Pay Later is perfect for homeowners who know the funds are on their way – for example, if you’re waiting on an inheritance or selling another property and waiting for the profits from the sale. Put simply, you know the funds are coming through but you don’t want to put your renovation on hold just because the timing of cash flow isn’t instant.
With Kudo’s Pay Later option, you can complete your renovation now and pay in instalments, or settle the full amount at the end of the agreed term with our Pay Later provider. That means no upfront costs, no delays, and your home can be ready for summer, family gatherings, or that big event you’re planning.
Pay Later is widely recognised as the smart way to renovate – whether you’re a seller preparing for market with payment on settlement, or a homeowner who wants the flexibility to renovate now and pay when your funds become available.
Have the funds available and want to pay in instalments as the work progresses?
If you have funds available and prefer to pay as you go, our Pay in Instalments option allows you to pay in stages throughout your renovation. The final payment is due once the project is fully completed – giving you peace of mind, transparency, and flexibility every step of the way.
So whether you’re selling, upgrading, or restoring your property with Kudo, our payment options are designed to support your goals, not hold them back.
Let’s make your renovation happen. On your terms.
Contact us today to learn more.
PAYMENT HIGHLIGHTS
CHOOSE THE RIGHT ONE FOR YOU
No upfront costs - pay on settlement
Renovate now and pay it back once your property sells
No upfront costs - pay by the due date
Renovate now and pay it back once you get access to the funds
Pay in instalments
Use your own funds to make flexible instalment payments as milestones are hit throughout the renovation
The kudo Process
1Consultation
2Fixed Quote
3Onsite Measure Up
4Planning
Our design team creates a layout that works beautifully with your space and lifestyle based on your preferences and budget.
→ This is where your space starts to take shape – functional, smart, and tailored to you.
5Design & 3D Visuals (if selected)
We’ll provide a 3D view of your new space so you can get a clear impression of the final result.
→ You can review and approve the design with confidence before materials are ordered.
6Selections & Approvals
7Scheduling & Trade Coordination
We oversee the build from start to finish, managing all trades and quality workmanship and keeping the project on time and on budget.
8Final Walkthrough & Inspection
We walk through the completed space with you to make sure you’re 100% happy before handover.
What You Get With YOUR Kudo Renovation
A better renovation experience. built around clarity, care, and quality.
Functional Layouts
Smart designs that work for real life not just the showroom.
Beautiful Finishes
Stylish, durable selections tailored to your taste and budget.
Trusted Trades
Skilled, respectful tradespeople who treat your home like their own.
Clean Job Sites
We keep work areas tidy and safe during and after the job.
Clear Communication
You’re kept in the loop from start to finish no surprises.
Expert Project Management
We oversee it all to keep it on track and ensure you get what you pay for.
Recent Kudo Transformations
What Our Clients Are
Saying
AREAS WE SERVICE
Whether you’re near the bay, tucked into the hills, or somewhere in between, we’re here to help.
Let’s Work Together
Whether you’re just starting to plan or ready to begin, we’d love to hear more about your project.
